Hcwallet Official Page

Hcwallet – Higher

loan amount

UNI TECHNOLOGY NIGERIA LTD.

Nigeria

₦500,000

Credit limit

1,000,000+

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Certified

Data safety

Detail
Data safety
Product offer

Hcwallet – Higher loan amount

Specializing in Nigerian loan services for 5 years

Why chooses Hcwallet?

-Easy to get high loan amount

-No paperworks/documents

-No collateral or guarantors

-No hidden fees

-Easy registration

Loan period: 91 days to 210 days,

Loan amount: ₦5,000 to ₦500,000

Interest ranges from 15%- 70% with an equivalent monthly interest of 5% – 10% and APR of 60%- 120%

An Example:Borrow ₦100,000 for 3 months, total interest: ₦30,000 (10% monthly interest rate), monthly repayment: ₦43,333.33, total payable:

₦130,000, annual interest rate: 120%

Hcwallet is an app that helps you get a personal high loan, in case there is any urgent needs. We pursue the best experience of mobile personal loans for Nigerians.

You are just 3 steps away from your loan:

1. Sign up

2. Fill up details for Approval

3. Loan disburse after Approval

No paperwork, no collateral , no hidden fees. It is flexible and secure!

# Loan Eligibility:

1. Nigeria Resident

2. 20-60 years old

# Contact Us

- Email:[email protected]

- Company Address:84 Bode Thomas St, Surulere 101241, Lagos, Nigeria

All data will be encrypted for transmission and guaranteed not to be shared with third parties
Place
Collect and monitor information about your device's location in order to facilitate your requests and provide personalized offers.The location data will be upload to (https://api.hcwallet.net)
Storage
Allows you to upload documents and images for loan applications.
Call log
Allow Hcwallet to gain Call log permissions to collect and monitor your Call log and social and financial description for credit evaluation and pre-approved loan offers. After encryption, the data will be uploaded to external (https://api.hcwallet.net) to identify and analyze its behavior and risk for multiple loans to help prevent fraud.
Contact
We collect all your phone book contacts, including your phone contact name, phone number, date of the contact added, to improve your credit profile and allow you to quickly screen references in loan applications. Under no circumstances will we save or share your contact information, nor do we share it with any third party. We will upload contact data to Hcwallet servers (https://api.hcwallet.net) and your data will be protected and kept confidential.
Telephone
We'll use your phone's code (IMEI) because with it we can make sure that other phones can't take your place to request fraud. We automatically obtain the status of the user's phone to complete the login page, since our system stores the data of applicants who have approved for a loan. The data will be encrypted and uploaded to our server (https://api.hcwallet.net), in order to identify and analyze their behavior and risks whether they can process loans to help prevent Fraud.
App installation list
Collect and control the information about their abilities communicated in the app and upload it encrypted to our servers (https://api.hcwallet.net). This permission is for identification and analysis of Their actions and can deal with the risk of lending or fraud.
Camera And Photos
Allow to take photos to Identity verification through photos is required to avoid fraudulent activities.The photo we collected will upload to (https://api.hcwallet.net)
Calendar
We collect your calendar memo data, including date, title, content, advance prompt time, start time and end time, to increase your credit evaluation. Under no circumstances will we share the data with any third party, and we will upload the data to the server (https://api.hcwallet.net)
Loan from 61-90 days
Loan up to ₦500,000
APR of 60%- 240%
No paperwork
No collateral
Multiple paymethods

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